Congratulations for taking this step to understand more about your Superannuation preferences.
Your score indicates that you have a preference for medium risk
Typically investors with a preference for medium risk usually have their superannuation invested in a roughly equal weighting of defensive assets and growth assets.
Defensive investments are lower risk investments. They aim to provide income whilst potentially mitigating fluctuations in capital invested.
Defensive investments include cash and fixed interest investments. They're typically used to:
- Meet short-term financial goals (up to two years).
- Diversify a portfolio.
Growth investments are higher risk and offer a higher potential return compared to defensive investments. They aim to give capital growth and some provide income (for example, dividends for shares or rent for property). But, the price of growth investments can be volatile over short periods of time. Growth investments are typically used to:
- Earn a higher rate of return (but this comes with higher risk).
- Meet longer term financial goals, five years or more.
This calculator is designed for super members. If you are a pension member read the pension product disclosure statement for more on risk profiles.
This calculator has been prepared and published by REI Superannuation Fund Pty Ltd ABN 68 056 044 770 RSE L0000314 AFSL. 240569. REI Super ABN 76 641 658 449 and RSE R1000412.
This calculator is for illustrative purposes only and does not substitute for financial product advice and the outcomes are not guaranteed in any way. Actual outcomes may differ significantly. The calculator does not consider your objectives, financial situation or needs. The Target Market Determination for REI Super products can be found
here. You should also obtain and consider the relevant
Product Disclosure Statement and REI
Super Investment guide before making any financial decision in relation to REI Super products.
Get advice on your investments - It's a good idea to discuss your investment strategy and choices with your financial adviser before making any investment decisions. 1300 13 44 33
You can easily change your investment options
here